Nationwide SmartRide®

Content rating
Everyone
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Make your device to be more useful thanks to Nationwide SmartRide®. Nationwide and AGCscript collaborate to present this digital solution. Find interesting tips in Auto & Vehicles.

How To Fix Common Bugs Nationwide SmartRide®

If you're a Nationwide customer and you enrolled in the SmartRide Mobile Program (available in all states except AK, CA, HI, LA, NY and PR), you can continue your participation by downloading and registering the SmartRide Mobile App.

Driving safely is no easy feat. If you’re a driver committed to staying alert and following the rules of the road, we’re going to reward you for it. SmartRide gives you personalized feedback to help you make even safer driving decisions. The safer you drive, the higher the discount you could get.

As part of our ongoing efforts to reduce distracted driving, the SmartRide Mobile App also keeps track of how often you interact with your phone while your vehicle is in motion. Phone distractions don't affect your discount, but knowing your data can help you stay safe.

Features:
* View your driving trends and get personalized feedback on your driving
* View your trips on a map
* View your phone distraction summary and interactive map with trip details
* View your estimated discount during participation
* View your final discount at the end of the program


© 2020 Nationwide Mutual Insurance Company

https://www.nationwide.com/personal/privacy-security/pages/privacy
Save on auto insurance with Nationwide SmartRide
Updated on
Jul 21, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location, Personal info and 7 others
  • This app may collect these data types
    Location, Personal info and 7 others
  • Data is encrypted in transit
  • Data can’t be deleted

Ratings and reviews

1.15K reviews
Todd Hone
August 5, 2026
It would be five stars if the criteria made better sense. For example ... if a deer jumps out in front of you and you lock up your brakes, it's registered as 'Heavy Braking' and it affects your discount. However, someone could be driving 90 MPH on a freeway, texting and not even looking at the road ahead ... that's registered as a 'Distraction', but DOESN'T affect your discount. It makes no sense. (In my mind ... brakes working = good. Texting while driving = bad!)
1 person found this review helpful
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Joseph Simeone
April 26, 2022
My percentage went down for no apparent reason. I'm about 5 weeks into it and my percentage was up to 40%. I thought I was doing great and then it dropped to 29%. I can't figure why the percentage went down since my numbers were down across the board. Lower mileage, lower idle time, zero night driving, zero hard brake/acceleration and no phone distractions. I looked throughout the app in search of a reason, but couldn't find any. What good is this app if there's no explanation on why?
17 people found this review helpful
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Nita Mathis
March 30, 2021
The app only worked for two trips then stopped. It says low battery trip disabled, but my battery is fully charged, the data saver was turned off, and everything was checked for the app to work properly. It will also try to record "trips" when I'm just sitting at home on a conference call, so I had to turn my notifications off that kept popping up when my car is parked. I've closed and reinstalled, so, I'll try it again...
76 people found this review helpful
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Nationwide
March 30, 2021
We apologize and would like to help resolve your issue. Please contact our SmartRide team at 1-855-421-2688 so that we can specifically troubleshoot your issue with you.

What’s new

Bug fixes and enhancements.